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Questions and Answers About 1 Stop Car Loans
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Before sending emails with your questions please be sure to review the list of questions and answers we have received. If you can't find an answer to your question you can go to our Contact Form to send us an email.

Does your services include both new and used vehicles?

I applied and am wondering how long it takes.
Your information is processed immediately and you should receive a response within minutes or perhaps a few hours if our credit specialists are busy.

Is special financing available for people with credit problems?
Yes, we have a nationwide network of special finance professionals who will handle your approval.

Is there a minimum income requirement?
Yes, you must make $1500 per month before taxes are taken out.

I don't have any credit. Do you help first time buyers?
Yes, there are many programs which you may qualify for as a first time auto buyer. If coming up with a down payment is an isssue, don't worry. There are many programs to help you out with a down payment.

I'm married. Do both myself an my spouse have to apply?
Not as long as the applicant has income, a valid drivers license, proof of residence, and the ability to get car insurance.

Do you take applications by phone?
Because of privacy laws, we do not take car loan application by phone. By applying through our secure server, your information is protected.


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